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Business liability insurance protects your small business against lawsuits for personal injury or damage to property. This insurance helps with the costs of legal action, as well as any damages that accrue from the lawsuit. There is more than one type of liability insurance, all dependent on your type of business, and what products and services you provide. Contact us to discuss these different options, and we’ll create a custom Houston business insurance plan based on your needs. Call 713-771-3973.

In the United States, just over three quarters of businesses are created as a partnership or a sole ownership. This type of ownership exposes your business and personal liability for risk, especially for those with type of ownership.  Having the proper and adequate amount of insurance safeguards yourself and your business from financial devastation.

It is necessary for limited company or incorporated company owners to be fully protected against personal or commercial liability. However some owners don’t think they can be held personally liable in the following situations:

  • If you personally injure someone.
  • If you act in an irresponsible or illegal manner.
  • If you do not operate your business as a separate entity.
  • If you have signed a personal guarantee for a loan.
Call us today to talk more about your business insurance.

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Smith Davidson Agency
6200 Savoy Dr. Suite 528 | Houston, TX 77036 | Local: 713-771-3973
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